Blackrock investments & Finance, inc.
While searching for your new home, one of the very first questions that most lenders, realtors, and/or sellers will ask you will be the percentage of down payment you will be making for the new home. So why is it even significant? Simply put, the down payment is the amount of cash the buyer will […]
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Would you add an in-law suite? Well…What is an in-law suite? It’s the most common name for a small dwelling on the same property as your home, where an aging family member (or others) can live with some modicum of privacy and independence. It’s often a separate space with its own bathroom, sometimes in a […]
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Protect yourself from SCAM ARTISTS after a #wildfire damage MAKE SURE YOUR HOME INSPECTOR IS LEGITIMATE: • If a housing inspector comes by and claims to represent the Federal Emergency Management Administration (FEMA) or the Small Business Administration (SBA), ask to see the inspector’s identification badge, which all federal employees and contractors are required to […]
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A cash-out refinance replaces your current home loan with a new mortgage for more than your outstanding loan balance. You withdraw the difference between the two mortgages in cash and put the money toward home remodeling, consolidating high-interest debt or other financial goals. Reasons to use a cash-out refinance There are many advantages to using […]
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The Two Types of Title Policies Nearly every sale of a residential property involves the purchase of two policies of title insurance- an Owner’s Policy and a Lender’s Policy For Seller The purchase of a home is one of the most expensive and important purchases most of us ever make. A buyer will want to […]
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