Blackrock investments & Finance, inc.
Thinking about buying a home?Consider these factors to help get the timing right Your current finances This is a big one! Personal circumstances carry the most weight in determining whether you’re ready to buy a home. Above all, you must be financially prepared to cover the up-front purchase price, which includes mortgage fees and closing […]
Read MoreThe Total Cost of Borrowing Money If you’re shopping for a loan, line of credit, or credit card, it’s important to consider all the costs involved — not just the monthly payment. Make sure you know your total cost of borrowing money by looking at these four things: 1. Loan amount The amount of money […]
Read MoreIn addition to your credit score, your debt-to-income (DTI) ratio is an important part of your overall financial health. Calculating your DTI1 may help you determine how comfortable you are with your current debt, and also decide whether applying for credit is the right choice for you. When you apply for credit, lenders evaluate your DTI to […]
Read MoreHousing decisions are never small. Where you choose to live impacts your budget, your job prospects and your social life. For the future, your home plays a major role in what your retirement might look like (financially and logistically). For these reasons, housing decisions require plenty of careful consideration. Want to be prepared to make the right […]
Read MoreThe California housing market is red hot as the year comes to an end. The state has already recovered all the sales it lost in the first half of the year as insatiable housing demand in recent months has propelled sales to levels not seen in the past 15 years. Sales of existing single-family homes […]
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