A few ways to boost your finances

The economy has shed some signs of improving, but indications are we still have a lot of rough road ahead of us. Pandemic or not, it is always a good time to cut back on your regular monthly bills, if you can. For many, once you’ve cut out some of the more obvious expenses, it […]

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What are Closing Costs

Did you know, in addition to your down payment, there will be Closing Costs? Closing costs make up anywhere from 2-5% of your home’s purchase price. Its critical that Buyers budget for closing costs to avoid shock days leading up to your house closing! Below will be some closing costs fees that will be associated […]

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WHY IS YOUR DOWN PAYMENT IMPORTANT

While searching for your new home, one of the very first questions that most lenders, realtors, and/or sellers will ask you will be the percentage of down payment you will be making for the new home. So why is it even significant? Simply put, the down payment is the amount of cash the buyer will […]

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Protect yourself from SCAM ARTISTS after a #wildfire damage

Protect yourself from SCAM ARTISTS after a #wildfire damage MAKE SURE YOUR HOME INSPECTOR IS LEGITIMATE: • If a housing inspector comes by and claims to represent the Federal Emergency Management Administration (FEMA) or the Small Business Administration (SBA), ask to see the inspector’s identification badge, which all federal employees and contractors are required to […]

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Cash-out refinancing: Is it the right option

A cash-out refinance replaces your current home loan with a new mortgage for more than your outstanding loan balance. You withdraw the difference between the two mortgages in cash and put the money toward home remodeling, consolidating high-interest debt or other financial goals. Reasons to use a cash-out refinance There are many advantages to using […]

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