A cash-out refinance replaces your current home loan with a new mortgage for more than your outstanding loan balance. You withdraw the difference between the two mortgages in cash and put the money toward home remodeling, consolidating high-interest debt or other financial goals. Reasons to use a cash-out refinance There are many advantages to using […]
To determine if you should sell your home, consider life circumstances, but also your financial situation like the amount of equity you have in your home, your ability to afford a new home, and all of the costs of selling Talk to your Realtor to understand your local housing market and how trends can influence […]
You are not alone if you’ve outgrown your home and want to make a new purchase. According to the National Association of REALTORS®, 68 percent of buyers were purchasing a home for at least the second time. Conclusively, many of them had to sell a home while buying a new one. Whether trading up for […]
When you’re buying a home, its almost a given to budget in your down payment for the home but Closing Costs is one of the things you have to factor in as well. The typical homebuyer will spend between 2% and 5% of the purchase price on their Closing Costs. Here are a few ways […]
The Wells Fargo NeighborhoodLIFT® Program To support sustainable homeownership and help advance neighborhood stability, the Wells Fargo NeighborhoodLIFT program looks to the future by delivering down payment assistance and financial education to homebuyers in collaboration with NeighborWorks® America and local nonprofit organizations. Attend an event Learn about homeownership, the NeighborhoodLIFT program and see if you qualify […]
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