Cash-out refinancing: Is it the right option

A cash-out refinance replaces your current home loan with a new mortgage for more than your outstanding loan balance. You withdraw the difference between the two mortgages in cash and put the money toward home remodeling, consolidating high-interest debt or other financial goals. Reasons to use a cash-out refinance There are many advantages to using […]

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Two Types of Title Policies

The Two Types of Title Policies Nearly every sale of a residential property involves the purchase of two policies of title insurance- an Owner’s Policy and a Lender’s Policy For Seller The purchase of a home is one of the most expensive and important purchases most of us ever make. A buyer will want to […]

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Thinking of selling your home?

To determine if you should sell your home, consider life circumstances, but also your financial situation like the amount of equity you have in your home, your ability to afford a new home, and all of the costs of selling Talk to your Realtor to understand your local housing market and how trends can influence […]

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Tenant Eviction Notices

Effective September 1, 2019, weekends and court holidays will no longer count in calculating the time periods for the following tenant notices: Notice to Pay Rent or Quit (C.A.R. form PRQ) Notice to Perform Covenant (Cure) or Quit (C.A.R. form PCQ) The five-day period in which a tenant has for filing an answer to an […]

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The Signing/Funding/Closing Process

What can you Expect? Buyers and Borrowers are often caught off guard when they are asked by a closing facilitator to sign a pile of loan documents on a moment’s notice to nurture an on-time closing. The typical real estate sale contract names an “escrow agent,” “title agent,” or “escrow company,” which is simply a […]

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