5 ways to build good credit

Good credit helps you qualify for loans and reduce your borrowing costs — helping you make the most of your income and create the life you want. Here are five keys to help build good credit — and ways to check your current score. 1. Pay your Bills on time Paying at least the minimum […]

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Calculate Your Debt-to-Income Ratio

In addition to your credit score, your debt-to-income (DTI) ratio is an important part of your overall financial health. Calculating your DTI1 may help you determine how comfortable you are with your current debt, and also decide whether applying for credit is the right choice for you. When you apply for credit, lenders evaluate your DTI to […]

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