Blackrock investments & Finance, inc.
In addition to your credit score, your debt-to-income (DTI) ratio is an important part of your overall financial health. Calculating your DTI1 may help you determine how comfortable you are with your current debt, and also decide whether applying for credit is the right choice for you. When you apply for credit, lenders evaluate your DTI to […]
Read MoreHousing decisions are never small. Where you choose to live impacts your budget, your job prospects and your social life. For the future, your home plays a major role in what your retirement might look like (financially and logistically). For these reasons, housing decisions require plenty of careful consideration. Want to be prepared to make the right […]
Read MoreWealth is within reach for many people; however, according to a recent study, 63 percent of Americans said it’s not likely they’ll become rich.1 While younger people are more likely to say they’ll achieve wealth one day, only 34 percent of people aged 30 to 49 and 21 percent of people aged 50 or older […]
Read MoreProposition 19 fully goes into effect on April 1, 2021, protecting millions of older homeowners, homeowners with severe disabilities, and victims of wildfire or natural disaster. As older homeowners move to senior housing, retirement communities, or condos, or downsize to smaller homes, more homeownership opportunities will open up in communities throughout the state each year […]
Read MoreThe California housing market is red hot as the year comes to an end. The state has already recovered all the sales it lost in the first half of the year as insatiable housing demand in recent months has propelled sales to levels not seen in the past 15 years. Sales of existing single-family homes […]
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